If a debtor refuses to pay his debts even after the court renders judgment, the next step is establishing garnishment. Creditors cannot automatically garnish wages. Similarly, a creditor cannot seize property without a court order. Debt collection lawyers in Atlanta are experienced in preparing the paperwork for all of these ways to collect on debt.

Debt Collection Attorney Understands Garnishment Laws And Process

When a plaintiff obtains a judgment and the debtor still refuses to pay, the plaintiff can proceed with establishing garnishment. The Muscogee County (Georgia) Sheriff’s Office explains the purpose of garnishment as “to allow plaintiff-creditor to obtain satisfaction of a defendant-debtor obligation to him by reaching assets of the defendant whether debt or property, in the hands of a third-party.” There are certain restrictions and legal terms that may confuse the plaintiff. However, a debt collection law firm deals with these terms and situations on a daily basis.

Starting The Garnishment Process Through A Debt Collection Lawyer In Atlanta

Whether a plaintiff resides in Atlanta or elsewhere, a debt collection attorney can start the process of establishing garnishment against the debtor once the debtor refuses to pay a judgment. If the debtor fails to file an answer to a summons of garnishment within the 45 day time limit, the creditor may initiate garnishment. The attorney notifies the court, and the garnishment process can proceed. No matter where the defendant is located within the state, garnishment procedures will be the same. Georgia Garnishment Law outlines the process. The Official Code of Georgia, Article 1, under General Provisions, sets forth the law which states that garnishment procedures “shall be uniform in all courts throughout this state.”

Debt Collection Law Firm Specializing In Establishing Garnishment

A debt collection law firm deals with the legal process involved in garnishment on a regular basis. Even though the debtor refuses to respond and pay the plaintiff, the debtor still has rights. The debt collection attorney understands that. And, he will ensure that rights of both plaintiff and debtor are protected throughout the garnishment process. This will decrease the possibility of the court dismissing the case due to a technicality. The lawyer knows what assets are subject to garnishment. An attorney will also be familiar with the exceptions regarding property or monies subject to the garnishment process. He will also know how to proceed to make garnishment reach out-of-state wages. And fortunately, the debt collection attorney can also explain the process of garnishment to the plaintiff in easy-to-understand terms.

Garnishments require the services of qualified attorneys experienced in garnishment proceedings. Most importantly, the attorney can ensure that the courts hold debtors accountable. Contact one of our qualified lawyers to quickly locate the debtor and work on establishing garnishment so that you can finally collect what the debtor owes.