If a debtor refuses to pay his or her debts even after judgment has been rendered, the next step is establishing garnishment. Wages cannot automatically be garnished, nor can property be seized without a court order for garnishment. Debt collection lawyers in Atlanta are experienced in preparing the paperwork, filing wage garnishments and successfully establishing garnishment so the judgment rendered in favor of the plaintiff is satisfied, whether in Atlanta or another Georgia location.

Debt collection Attorney Understands Garnishment Laws And Process

When a plaintiff obtains a judgment and the debtor still refuses to pay, the plaintiff can proceed with garnishment. The Muscogee County (Georgia) Sheriff’s Office explains the purpose of garnishment as “to allow plaintiff-creditor to obtain satisfaction of a defendant-debtor obligation to him by reaching assets of the defendant whether debt or property, in the hands of a third-party.” There are certain restrictions and legal terms that may confuse the plaintiff, but are terms and situations that a debt collection law firm deals with on a daily basis.

Starting The Garnishment Process Through A Debt Collection Lawyer In Atlanta

Whether a plaintiff resides in Atlanta or elsewhere, a debt collection attorney can start the garnishment process against the debtor-defendant once the debtor has refused to pay a judgment. If the debtor fails to file an answer to a summons of garnishment within the 45 day time limit, actual garnishment action may be initiated. The attorney notifies the court and the garnishment process can proceed. No matter where the defendant is located within the state, garnishment procedures will be the same, as outlined by Georgia Garnishment Law, set forth in the Official Code of Georgia, Article 1, under General Provisions, which states that garnishment procedures “shall be uniform in all courts throughout this state.”

Debt Collection Law Firm Specializes In Garnishment

A debt collection law firm understands and deals with the legal process involved in garnishment on a regular basis. Even though the debtor has refused to respond and has refused to pay the plaintiff, the debtor still has rights. The debt collection attorney understands that and will ensure that rights of both plaintiff and debtor are protected throughout the garnishment process. This will avoid the possibility of the case being dismissed due to a technicality such as procedures that were not followed or rights that were violated. The lawyer knows what assets are subject to garnishment, what the exceptions are regarding property or monies subject to the garnishment process and how to proceed to make garnishment reach out-of-state wages. The debt collection attorney will explain the process of garnishment to the plaintiff in easy-to-understand terms so that plaintiff need not worry about being confused by complicated legal terms.

Garnishments require the services of qualified attorneys experienced in garnishment proceedings to ensure that debtors are held accountable. Qualified lawyers are able to quickly locate the debtor and secure an establishment of garnishment so that plaintiff is finally paid.